Local Authorities (Government backed)
Local Authority Purchase and Renovation Loan
Grant value: Combined loan up to €500,000 — covers purchase price plus renovation costs
A low fixed-rate loan from your local authority to buy and renovate a vacant or derelict property. Combines the purchase mortgage and renovation finance into a single loan.
Key Requirements
- ✓Must be a first-time buyer or fresh start applicant
- ✓Property must be vacant or derelict
- ✓Must intend to use property as your principal private residence
- ✓Income limits apply (same as Local Authority Home Loan)
- ✓Works must be approved as part of the application
Applies to
first time buyersecond time buyervacantderelictsecond hand
Last verified: 2026-05-01. Always confirm details with the scheme provider before applying.